Vintage vehicles are of extraordinary authentic worth. You would frequently observe that the vehicle proprietors driving the vintage autos have a pleased grin all over. Along these lines it is critical to incentive to vehicle effectively while getting the vintage vehicle protection.
These types of cars are categorized into three types:
- The cars manufactured before 1903 are called Veteran cars
- The cars built between 1903 and 1933 are called Vintage Cars
- The cars built between 1933 and 1973 are called classic cars.
As a thumb rule, all vehicles which are beyond what 35 years of age can be named as great autos. It is imperative to safeguard your vintage vehicle against a wide range of mis-happenings. Despite the fact that all vehicle insurance agencies will be prepared to give you an insurance policy for you vintage vehicle, it is suggested that you get the policy from a reputed company like Leland West Insurance who has some expertise in vintage vehicle protection.
Finding the right insurance company is important since they will be able to value the car in a much better and professional way. This value is called agreed value of the car. In case of theft and non recovery or total loss, you should be getting this amount from your insurance company.
The insurance company will consider a few things while deciding the value and premium amount for your car. Some of these include:
- The age and make of the car
- The driving history of owner
- The cost of repair and spare parts
- The way the car is kept and maintained. Since these are vintage cars, they are expected to be kept nicely in a garage instead of pavement or road.
- Type of insurance being applied by the owner
Usually, the mileage of these cars is very low since these cars are not expected to be the primary mode of transportation. These cars are taken out only for an occasional spin or show off in exhibitions or clubs.
Usually, the mileage of these cars would be limited by insurance companies between 1000 to 5000 miles per year. Since vintage cars are very close to their owner’s heart, they should make sure that they do whatever is required to get a comprehensive insurance. Consider Leland West Insurance for this job. The company has been offering specialty collector vehicle insurance for 20 years, and is one of the largest and most well-known collector car insurance companies.